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Discount Market Value Homes

Some developments will have Discount Market Value properties which are only available to qualifying purchasers.  A qualifying purchaser for example could be someone who has links to the area and lives within a certain distance from the development, or it could be linked to their profession.  The Scheme allows qualifying purchasers to purchase a home at between 20-30% below market value yet still own 100% of the property. The Council will retain the 20-30% equity in the property.  

There are various restrictions on re-selling Discount Market Value properties for example any future owner must meet the criteria of a qualifying purchaser.  You would also be responsible for the Council’s costs in agreeing to a sale to a new qualifying purchaser.

The advantage over conventional shared ownership is that no rent is payable on the portion of the property the council owns, making monthly outgoings significantly less. Buyers can live there indefinitely, and if they sell and prices have risen, they will profit.

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